Car & Auto Insurance Canada - Rates & Coverage
Learning the basics for acquiring car insurance in Canada is just as important for travelers as it is for Canadian citizens. How to find the Affordable Car Insurance, When driving in Canada, some provinces will provide public auto insurance. In others, however, insurance must be purchased privately. Ontario requires private insurance, and I created this site to help guide newcomers through the process. snjauto.blogspot.com
Minimum coverage in Ontario as of September 1, 2010 is the following:
Medical, Rehabilitation, and Attendant Care benefits: for non-catastrophic injuries - $50,000 for medical and rehabilitation benefits, including assessment costs; $36,000 for attendant care benefits.
Medical, Rehabilitation, and Attendant Care benefits: for catastrophic injuries - $1,000,000 for medical rehabilitation benefits including assessment costs; $1,000,000 for attendant care benefits. Oregon Auto Insurance | Quotes, Coverage & Requirements
Caregiver benefit – Up to $250 per week for the first dependent plus $50 for each additional dependent; available only for catastrophic injuries.
Housekeeping and Home Maintenance expenses – Up to $100 per week, available only for catastrophic injuries.
Income Replacement benefit – 70% of gross income up to $400 per week.
Death and Funeral benefits – $25,000 lump sum available to an eligible spouse; $10,000 lump sum available to each dependent; maximum $6,000 funderal benefits.
All amounts are in Canadian Dollars, and the generous benefits (which are the highest in Canada) are the reason shopping for insurance is so important. Basics Of Car Insurance In Maryland and New Hampshire | Do You Need Auto Insurance
You can certainly shop around when you buy your auto insurance online. There are companies that say they do the comparisons for you, but they are only choosing certain ones to compare. That means they could pick companies with high rates so that theirs looks like the lowest. Instead of relying on that, you can do your own comparison shopping and get the very best price out there. It pays to take some time to do this on your own. There are great online only companies, and then there are the traditional ones that allow you to get a quote through their web site. Cheap Car Insurance In California | New Driver Car Insurance, Do both for best results and see what comes up.
You still need the same information when you want to buy auto insurance online. Have your driver’s license number with you, and any information about any accidents you have been in. You should know the basics that you would have to know when getting a quote online. The difference is that the online way is just much faster. You can also save things so that you can compare. Don’t forget to factor in deductibles when comparing quotes, as they can change the game quite a bit. A Guide to Car Insurance Get An Car Insurance Company Quote Online
When you buy auto insurance online, there are some must-haves that you should look for. You want to get proof of insurance right away. This is something that you should always have access too. Some can fax them to you, but that can be a problem if you don’t own a fax, and many don’t for personal use. Most online insurers can email you a card of verification of your coverage so that you can print it out in minutes, saving you time and effort – and even a huge headache. Also, check with the BBB (Better Business Bureau) to be sure the company is in good standing. How to find the right automobile insurance quotes? When you buy Canadian insurance, you will be given a Canadian Inter-Province Motor Vehicle Liability Insurance Card, also referred to as your insurance “pink card”. This is your proof of insurance, and should be kept somewhere safe and accessible in case an officer request it.
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