Alaska Car Insurance - Quotes, Coverage & Requirements

Alaska Car Insurance Requirements

Alaska follows a tort system for car accidents, which means that one of the drivers involved in an accident will be found to be “at-fault”. How to find the Affordable Car Insurance, The specifics of tort systems vary from state to state, but ultimately it means that the driver deemed at fault, together with their insurance company, is responsible for all damages that result from the accident. snjauto.blogspot.com

While Alaska has established minimum required auto insurance coverage, some motorists may need to carry more than these minimums to meet their personal needs. My Car insurance Rates can help determine what level of coverage is actually needed based on the specific circumstances of each driver.

Understanding Alaska Car Insurance Liabilities & Coverage

Alaska has established minimum levels of insurance requirements for all motorists driving in the state. In Alaska, all motorists must carry a 50/100/25 liability coverage car insurance policy. That means that the policy must provide bodily injury liability coverage of up to $50,000 per injured person and up to $100,000 total for all injured persons per accident, including medical expenses. Compare South Carolina Car Insurance Costs Online

Motorists must also carry property damage coverage with a minimum liability limit of $25,000 per accident, including public and private property repairs and claims. Motorists may elect to carry more than these liability minimums if their financial situation warrants it.

Alaska Insurance Coverage

• Bodily Injury Liability: $50,000/$100,000 Limit
• Property Damage Liability: $25,000 Limit
• Alaska Car Insurance Laws & Regulations

If a driver is involved in a car accident in Alaska, they are required to show proof of insurance whether they are at fault or not. Rhode Island Car Insurance, Additionally, drivers are required to show proof of insurance when they are stopped by police while driving. Insurance is not required in areas where vehicle registration is not required, on off-highway vehicles or on non-registered, non-operational vehicles.

Driving without auto insurance will subject an Alaskan driver to suspension of their driver’s license for up to a year and a fine of $500 to $1,000, depending on their driving record history. Failing to provide proof of insurance when required will result in a driver’s license being suspended for 90 days or more.

Average Alaska Car Insurance Rates

Alaskan drivers paid, on average, $1,875 in 2010 for their auto insurance rates, which is significantly higher than the national average of $1,538. Get Cheaper Auto Insurance Quotes | Vehicle Insurance in the United States, While overall, car insurance rates in Alaska were 15% lower in 2010 than they were in 2009, the higher-than-national average car insurance rates Alaskans pay makes it even more critical that Alaskan drivers shop for the best rates possible.

Alaska Car Insurance Quotes

Getting the most affordable Alaska car insurance quote is as simple and easy as it can be when you get your quotes fro My Car Insurance Rates. This is made possible by getting each of the top best car insurance companies in Alaska and the US to compete for your business by offering free instant cheap car insurance quotes. Illinois Car Insurance Requirements, There is no need to search through the phone book and waste time talking to each insurance company one at a time, when we can have the carriers offer you their best car insurance rates all at once. In addition, consumers can test various levels of coverage to learn just what type of auto insurance policy will meet their budget.